SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 2, 2001 ------------- UNUMPROVIDENT CORPORATION ------------------------- (Exact name of registrant as specified in its charter) Delaware 01-11834 62-1598430 - --------------- ------------ ------------------- (State or other (Commission (IRS Employer jurisdiction of File Number) Identification No.) incorporation) 1 Fountain Square 2211 Congress Street Chattanooga, Tennessee 37402 Portland, Maine 04122 ---------------------------------------------------------------------- (Address, including zip code, of principal executive office) (423) 755-1011 ---------------------------------------------------- (Registrant's telephone number, including area code) Item 5. Other Events. - ------ ------------ In connection with its offering of securities pursuant to its registration statement on Form S-3 (Registration no. 333-43808) (the "Registration Statement"), UnumProvident Corporation is filing the material contained in this Current Report of Form 8-K for purposes of incorporating such material by reference into the Registration Statement. SIGNATURE --------- Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UNUMPROVIDENT CORPORATION (Registrant) By: /s/ F. Dean Copeland ------------------------------------------- F. Dean Copeland Executive Vice President - Legal and Administrative and General Counsel Date: March 2, 2001 Item 7. Financial Statements and Exhibits. - ------- ---------------------------------- 10.1 Administrative Reinsurance Agreement between Provident Life and Accident Insurance Company and Reassure American Life Insurance Company, effective July 1, 2000. 99.1 Risk Factors