<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL EXTRACTED FROM UNAUDITED INTERIM
FINANCIAL STATEMENTS AS OF AND FOR THE THREE MONTHS ENDED SEPTEMBER 30, 2000 AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JUL-01-2000
<PERIOD-END>                               SEP-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                         192,473
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                               241,283
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,835,980
<INVESTMENTS-CARRYING>                          28,992
<INVESTMENTS-MARKET>                            28,992
<LOANS>                                     10,563,816
<ALLOWANCE>                                     23,510
<TOTAL-ASSETS>                              13,869,361
<DEPOSITS>                                   7,480,312
<SHORT-TERM>                                 1,619,323
<LIABILITIES-OTHER>                            270,107
<LONG-TERM>                                  3,596,783
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           547
<OTHER-SE>                                     902,289
<TOTAL-LIABILITIES-AND-EQUITY>              13,869,361
<INTEREST-LOAN>                                208,506
<INTEREST-INVEST>                               43,209
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               251,715
<INTEREST-DEPOSIT>                              89,287
<INTEREST-EXPENSE>                             171,162
<INTEREST-INCOME-NET>                           80,553
<LOAN-LOSSES>                                   12,648
<SECURITIES-GAINS>                              (3,184)
<EXPENSE-OTHER>                                 87,465
<INCOME-PRETAX>                                  1,876
<INCOME-PRE-EXTRAORDINARY>                      (2,701)
<EXTRAORDINARY>                                      0
<CHANGES>                                      (19,125)
<NET-INCOME>                                   (21,826)
<EPS-BASIC>                                       (.39)
<EPS-DILUTED>                                     (.39)
<YIELD-ACTUAL>                                    2.49
<LOANS-NON>                                     67,812
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                 5,084
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                70,556
<CHARGE-OFFS>                                   11,039
<RECOVERIES>                                     1,391
<ALLOWANCE-CLOSE>                               73,510
<ALLOWANCE-DOMESTIC>                             1,163
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         72,347