Exhibit 23.1

                       CONSENT OF INDEPENDENT ACCOUNTANTS

     We hereby consent to the incorporation by reference in the Prospectus
Supplement of Capital One Auto Finance Trust 2001-B, relating to Notes, of our
reports, dated February 2, 2001, each of which is included or incorporated by
reference in MBIA Inc.'s Annual Report on Form 10-K for the year ended December
31, 2000, relating to our audits of: the consolidated financial statements of
MBIA Inc. and Subsidiaries as of December 31, 2000 and 1999 and for each of the
three years in the period ended December 31, 2000; the consolidated financial
statement schedules of MBIA Inc. and Subsidiaries as December 31, 2000 and 1999
and for each of the three years in the period ended December 31, 2000; and, the
consolidated financial statements of MBIA Insurance Corporation and Subsidiaries
as of December 31, 2000 and 1999 and for each of the three years in the period
ended December 31, 2000. We also consent to the reference to our firm under the
caption "Experts."

December 18, 2001

                                     /s/ PricewaterhouseCoopers LLP