Exhibit 23.1

                       CONSENT OF INDEPENDENT ACCOUNTANTS
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We hereby consent to the incorporation by reference in the Prospectus Supplement
of Capital One Auto Finance Trust 2002-A, relating to Class A Notes, of our
reports, dated February 1, 2002, each of which is included or incorporated by
reference in MBIA Inc.'s Annual Report on Form 10-K for the year ended December
31, 2001, relating to our audits of: the consolidated financial statements of
MBIA Inc. and Subsidiaries as of December 31, 2001 and 2000 and for each of the
three years in the period ended December 31, 2001; the consolidated financial
statement schedules of MBIA Inc. and Subsidiaries as of December 31, 2001 and
2000 and for each of the three years in the period ended December 31, 2001; and,
the consolidated financial statements of MBIA Insurance Corporation and
Subsidiaries as of December 31, 2001 and 2000 and for each of the three years in
the period ended December 31, 2001. We also consent to the reference to our firm
under the caption "Experts."

April 18, 2002                       /s/ PricewaterhouseCoopers LLP
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