As filed with the Securities and Exchange Commission on May 10, 2002 Registration No. 333-84082 SECURITIES AND EXCHANGE COMMISSION United States, Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO THE FORM SB-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 FLORIDA SAVINGS BANCORP, INC. (Name of small business issuer in its charter) Florida 6035 65-0815375 (State or jurisdiction of (Primary Standard Industrial (I.R.S. Employer incorporation or organization) Classification Code Number) Identification Number) 8181 Southwest 117/th/ Street Pinecrest, Florida 33156 (305) 235-1750 (Address and telephone number of principal executive offices) Bernard Janis Chairman of the Board and Chief Executive Officer 8181 Southwest 117/th/ Street Pinecrest, Florida 33156 (305) 235-1750 (Name, address and telephone number of agent for service) Copies to: Christina M. Gattuso, Esq. Nina S. Gordon, P.A. Muldoon Murphy & Faucette LLP Broad and Cassel 5101 Wisconsin Avenue, N.W. 7777 Glades Road Washington, D.C. 20016 Suite 300 Boca Raton, Florida 33434 Approximate date of proposed sale to public: The offering of the debentures registered by this registration statement commenced May 6, 2002. If this Form is filed to register additional securities for an offering pursuant to Rule 462(b) under the Securities Act, please check the following box and list the Securities Act Registration Statement number of the earlier effective Registration Statement for the same offering. /__/ If this Form is a post-effective amendment filed pursuant to Rule 462(c) under the Securities Act, check the following box and list the Securities Act Registration Statement number of the earlier effective Registration Statement for the same offering. /__/ If this form is a post-effective amendment filed pursuant to Rule 462(d) under the Securities Act, check the following box and list the Securities Act Registration Statement number of the earlier effective Registration Statement for the same offering. /__/ If delivery of the prospectus is expected to be made pursuant to Rule 434, please check the following box. /__/ Registration fee previously paid. EXPLANATORY NOTE This Post-Effective Amendment No. 1 to the Registration Statement on Form SB-1 of the Florida Savings Bancorp, Inc. (No. 333-84082) (the "Registration Statement") is being filed to amend Exhibit 1.2 and 9.1 to the Registration Statement. PART II INFORMATION NOT REQUIRED IN THE PROSPECTUS Item 5 and 6. Index and Description of Exhibits. Exhibits Description - -------- ----------- 1.1 Engagement between Florida Savings Bancorp, Inc. and Kendrick, Pierce Securities, Inc. * 1.2 Sales Agent Agreement 1.3 Selected Dealers' Agreement* 2.1 Articles of Incorporation of Florida Savings Bancorp, Inc. * 2.2 Bylaws of Florida Savings Bancorp, Inc. * 3.1 Form of Common Stock Certificate * 3.2 Form of Convertible Debenture * 4.1 Form of Debenture Order Form* 6.1 Employment Agreement between Florida Savings Bank and Robert L. Bonnet * 6.2 Employment Agreement between Florida Savings Bancorp and Robert L. Bonnet * 6.3 Amended and Restated Shopping Center Space Lease by and between Florida Savings Bank and Jack's Suniland Center, Ltd * 6.4 Amended and Restated Shopping Center Space Lease by and between Florida Savings Bancorp, Inc. and Jack's Suniland Center, Ltd * 9.1 Escrow Agreement 10.1 Consent of Muldoon Murphy & Faucette LLP (included in opinion filed as Exhibit 11.1) * 10.2 Consent of Hacker Johnson & Smith PA* 11.1 Opinion of Muldoon Murphy & Faucette LLP * 12.1 Form of Cover Letter * 12.2 Tombstone Advertisement * 15.1 Powers of Attorney (included as part of signature page)* __________________________________ * Previously Filed. SIGNATURES In accordance with the requirements of the Securities Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements of filing on Form SB-1 and authorized this registration statement to be signed on its behalf by the undersigned, in the City of Pinecrest, in the State of Florida, on May 10, 2002. FLORIDA SAVINGS BANCORP, INC. By: /s/ Bernard Janis --------------------------------- Bernard Janis Director and Chief Executive Officer In accordance with the requirements of the Securities Act of 1933, this registration statement was signed by the following persons in the capacities and on the date indicated. Signature Title Date - --------- ----- ---- /s/ Bernard Janis Chairman of the Board and - ------------------------------ Chief Executive Officer May 10, 2002 Bernard Janis /s/ Robert L. Bonnet Director, President and - ------------------------------ Chief Operating Officer May 10, 2002 Robert L. Bonnet /s/ David P. Stark Senior Vice President - ------------------------------ and Chief Financial Officer May 10, 2002 David P. Stark * ______________________________ Director Victor Falk * ______________________________ Director David Bianchi * ______________________________ Director Charles E. Cobb * ______________________________ Director Norman S. Edelcup * ______________________________ Director Robert Gallaher * ______________________________ Director Sandra Goldstein * ______________________________ Director Kimberly Green * ____________________________ Director Jack Langer * ____________________________ Director Judd Shoval * ____________________________ Director Gary P. Simon * Pursuant to the Power of Attorney included as part of the signature page to the Registration Statement on Form SB-1 for Florida Savings Bancorp, Inc. filed on March 8, 2002. /s/ Robert L. Bonnet Director, President and - ---------------------------- Chief Operating Officer May 10, 2002 Robert L. Bonnet EXHIBIT INDEX Exhibit Number Description - ------ ----------- 1.1 Engagement between Florida Savings Bancorp, Inc. and Kendrick, Pierce Securities, Inc. * 1.2 Sales Agent Agreement 1.3 Selected Dealers' Agreement* 2.1 Articles of Incorporation of Florida Savings Bancorp, Inc. * 2.2 Bylaws of Florida Savings Bancorp, Inc. * 3.1 Form of Common Stock Certificate * 3.2 Form of Convertible Debenture * 4.1 Form of Debenture Order Form * 6.1 Employment Agreement between Florida Savings Bank and Robert L. Bonnet * 6.2 Employment Agreement between Florida Savings Bancorp and Robert L. Bonnet * 6.3 Amended and Restated Shopping Center Space Lease by and between Florida Savings Bank and Jack's Suniland Center, Ltd * 6.4 Amended and Restated Shopping Center Space Lease by and between Florida Savings Bancorp, Inc. and Jack's Suniland Center, Ltd * 9.1 Escrow Agreement 10.1 Consent of Muldoon Murphy & Faucette LLP (included in opinion filed as Exhibit 11.1) * 10.2 Consent of Hacker Johnson & Smith PA * 11.1 Opinion of Muldoon Murphy & Faucette LLP * 12.1 Form of Cover Letter * 12.2 Tombstone Advertisement * 15.1 Powers of Attorney (included as part of signature page)* _________________________________ * Previously Filed.