SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
Current Report Pursuant
to Section 13 or 15(D) of the
Securities Exchange Act of 1934
Date Of Report (Date Of Earliest Event Reported) May 21, 2002
CAPITAL ONE AUTO RECEIVABLES, LLC/CAPITAL ONE FINANCE TRUST 2002-A
(Exact Name of Registrant as Specified in its Charter)
Delaware
(State or Other Jurisdiction of Incorporation)
333-54736-03
(Commission File Number)
31-175007
(Registrant's I.R.S. Employer
Identification No.)
2980 Fairview Park Drive, Falls Church, Virginia 22042
(Address of Principal Executive Offices) (Zip Code)
(703) 875-1000
(Registrant's Telephone Number, Including Area Code)
Not Applicable
(Former Name or Former Address, if Changed Since Last Report)
Item 5. Other Events.
In the Registration Statement No. 333-54736, the Registrant stated
that, following the end of each Funding Period, it would file a report on Form
8-K containing information comparable to that contained in the tables set forth
therein regarding the characteristics of the Receivables Pool related to each
issuer organized by the Registrant. Following below is such information related
to the Prospectus Supplement dated April 16, 2002, of Capital One Auto Finance
Trust 2002-A:
CAPITAL ONE AUTO FINANCE
Total Portfolio Proforma Pool Cut
Total Loans Contributed as of 5/21/2002
Composition of the Receivables Pool
Aggregate Number of
Principal Receivables Average Receivables
Balance in Pool Balance
$1,300,813,002.37 87,369 $14,888.72
Minimum Remaining Term 6 Minimum Original Term 23
Maximum Remaining Term 72 Maximum Original Term 72
Weighted Average Rem. Term 61.46 Weighted Average Original Term 63.07
Minimum APR 8.45% Minimum Loan Balance $3,000.86
Maximum APR 25.00% Maximum Loan Balance $41,995.12
Weighted Average APR 15.74% Average Loan Balance $14,888.72
Weighted Average FICO 582 Line 5 Loan to Value Ratio 109.80%
Line 3 Loan to Value Ratio 94.60%
Geographic Distribution of the Receivables by State
Percentage of
Number of Aggregate Principal Aggregate Principal
State Receivables Balance Balance
----- ----------- ------- -------
AK 2 $22,388.95 0.00%
AL 3508 $48,833,121.56 3.75%
AR 2036 $30,195,819.52 2.32%
AZ 1913 $29,989,487.45 2.31%
CA 8671 $137,745,908.76 10.59%
CT 312 $4,356,429.23 0.33%
CO 1226 $18,383,676.26 1.41%
DC 187 $3,063,541.99 0.24%
DE 251 $3,537,049.76 0.27%
FL 6478 $97,228,968.62 7.47%
GA 4424 $66,886,896.57 5.14%
HI 5 $59,128.57 0.00%
IA 323 $4,075,604.93 0.31%
ID 280 $3,748,758.06 0.29%
IL 2370 $35,508,900.71 2.73%
IN 1403 $20,034,693.24 1.54%
KS 391 $5,440,599.74 0.42%
KY 491 $6,791,282.63 0.52%
LA 2126 $32,965,393.23 2.53%
MA 642 $8,885,043.26 0.68%
MD 2037 $31,762,760.15 2.44%
ME 80 $1,009,268.93 0.08%
MI 1766 $25,786,263.31 1.98%
MN 533 $7,432,318.03 0.57%
MO 1299 $18,675,127.21 1.44%
MS 1676 $25,175,902.80 1.94%
MT 0 $- 0.00%
NC 3512 $51,553,083.83 3.96%
ND 21 $299,745.52 0.02%
NE 206 $2,732,745.34 0.21%
NH 120 $1,634,515.40 0.13%
NM 872 $13,112,469.69 1.01%
NV 1135 $16,949,308.93 1.30%
NJ 2360 $35,650,793.59 2.74%
NY 2797 $40,534,092.42 3.12%
OH 2585 $35,821,615.31 2.75%
OK 1365 $19,028,443.07 1.46%
OR 416 $5,614,230.45 0.43%
PA 6523 $89,897,409.30 6.91%
RI 97 $1,250,162.19 0.10%
SC 1205 $17,488,307.49 1.34%
SD 106 $1,353,377.44 0.10%
TN 2736 $39,515,376.01 3.04%
TX 10721 $169,905,897.35 13.06%
UT 1055 $14,942,343.66 1.15%
VA 2745 $41,272,031.75 3.17%
VT 10 $159,147.50 0.01%
WA 1480 $22,065,070.60 1.70%
WI 233 $3,304,932.84 0.25%
WV 415 $5,888,325.77 0.45%
WY 81 $1,287,889.86 0.10%
MT 143 $1,957,353.59 0.15%
Total 87,369 $1,300,813,002.37 100.00%
Distribution of the Receivables by Contract Rate
Percentage of
Annual Percentage Number of Aggregate Principal Aggregate Principal
Rate Range Receivables Balance Balance
---------- ----------- ------- -------
2.99% and less 0 $0.00 0.00%
3.00% - 3.99% 0 $0.00 0.00%
4.00% - 4.99% 0 $0.00 0.00%
5.00% - 5.99% 0 $0.00 0.00%
6.00% - 6.99% 0 $0.00 0.00%
7.00% - 7.99% 0 $0.00 0.00%
8.00% - 8.99% 1981 $30,985,558.02 2.38%
9.00% - 9.99% 1790 $28,279,983.07 2.17%
10.00% - 10.99% 2225 $35,465,544.14 2.73%
11.00% - 11.99% 3108 $50,689,559.99 3.90%
12.00% - 12.99% 4461 $68,954,495.68 5.30%
13.00% - 13.99% 6218 $97,286,562.35 7.48%
14.00% - 14.99% 10714 $167,003,236.91 12.84%
15.00% - 15.99% 14914 $222,838,630.33 17.13%
16.00% - 16.99% 16603 $245,541,105.51 18.88%
17.00% - 17.99% 13990 $200,634,638.05 15.42%
18.00% - 18.99% 5861 $81,716,778.75 6.28%
19.00% - 19.99% 3297 $44,472,179.81 3.42%
20.00% - 20.99% 1229 $16,287,215.91 1.25%
21.00% - 21.99% 600 $7,006,143.92 0.54%
22.00% - 22.99% 185 $2,160,350.09 0.17%
23.00% - 23.99% 149 $1,069,607.29 0.08%
24.00% - 24.99% 43 $405,803.76 0.03%
25.00% - 25.99% 1 $15,608.79 0.00%
26.00% - 26.99% 0 $0.00 0.00%
27.00% - 27.99% 0 $0.00 0.00%
28.00% - 28.99% 0 $0.00 0.00%
29.00% - 29.99% 0 $0.00 0.00%
30.00% - 30.99% 0 $0.00 0.00%
Total 87,369 $1,300,813,002.37 100.00%
Distribution of Receivables by Model Year
Model Year of Number of Aggregate Percentage of Aggregate
Financed Vehicles Receivables Principal Balance Principal Balance
----------------- ----------- ----------------- -----------------
1990 78 $856,917.86 0.07%
1991 36 $353,730.26 0.03%
1992 80 $638,588.11 0.05%
1993 201 $1,736,720.11 0.13%
1994 486 $4,288,135.53 0.33%
1995 1438 $13,339,532.95 1.03%
1996 2743 $27,789,958.10 2.14%
1997 7072 $82,819,522.42 6.37%
1998 11851 $152,783,583.40 11.75%
1999 17311 $243,983,683.84 18.76%
2000 15112 $222,989,406.19 17.14%
2001 14718 $234,524,363.67 18.03%
2002 15876 $308,104,687.14 23.69%
2003 367 $6,604,172.79 0.51%
2004 0 $0.00 0.00%
Total 87,369 $1,300,813,002.37 100.00%
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
May 21, 2002
CAPITAL ONE AUTO RECEIVABLES, LLC
By: /s/ Jeffery Elswick
------------------------------
Name: Jeffery Elswick
Title: President