SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                  ------------


                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934



Date of Report (Date of earliest event reported) June 7, 2002.

                                Capital One Bank
            ---------------------------------------------------------
            (Originator and Servicer of the Capital One Master Trust)
                                on behalf of the
                            Capital One Master Trust
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)

         Virginia                       0-23750                 54-1719855
- -----------------------------   ------------------------  ---------------------
(State or Other Jurisdiction    (Commission File Number)      (IRS Employer
     of Incorporation)                                    Identification Number)



            11013 West Broad Street
             Glenn Allen, Virginia                            23060
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    (Address of Principal Executive Office)                 (Zip Code)


Registrant's telephone number, including area code (804) 967-1000


                                       N/A
          -------------------------------------------------------------
          (Former Name or Former Address, if Changed Since Last Report)



INFORMATION TO BE INCLUDED IN THE REPORT

Item 1.        Not Applicable.

Item 2.        Not Applicable.

Item 3.        Not Applicable.

Item 4.        Not Applicable.

Item 5.        On June 7, 2002, the Capital One Master Trust issued its Class A
               4.90% Asset Backed Certificates, Series 2002-4 and its Class B
               Floating Rate Asset Backed Certificates, Series 2002-4.

Item 6.        Not Applicable.

Item 7.        Exhibits.

               The following is filed as Exhibits to this Report under
               Exhibit 4.1.

         Exhibit 4.1 Series 2002-4 Supplement dated June 7, 2002.

Item 8.        Not Applicable.



                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Capital One Bank as Servicer of and on behalf of the Capital One Master Trust
has duly caused this report to be signed on its behalf by the undersigned
hereunto duly authorized.

                                            CAPITAL ONE MASTER TRUST

                                            By: CAPITAL ONE BANK,
                                                as Servicer

                                            By:     /s/ Bonnie A. Seideman
                                                   -----------------------------
                                            Name:  Bonnie A. Seideman
                                            Title: Manager of Securitization



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                                  EXHIBIT INDEX


Exhibit                         Description
- -------                         -----------

4.1               Series 2002-4 Supplement dated June 7, 2002.



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