SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 April 29, 2003 - -------------------------------------------------------------------------------- (Date of earliest event reported) COMMERCIAL CAPITAL BANCORP, INC. - -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) Nevada 000-50126 33-0865080 - -------------------------------------------------------------------------------- (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation) Identification No.) One Venture, 3rd Floor, Irvine, California 92618 - -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) (949) 585-7500 - -------------------------------------------------------------------------------- (Registrant's telephone number, including area code) Not Applicable - -------------------------------------------------------------------------------- (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events and Required FD Disclosure On April 29, 2003, Commercial Capital Bancorp, Inc. (the "Company") filed with the Securities and Exchange Commission the presentation which is attached as Exhibit 99.1 to this Form 8-K. The executive officers of the Company intend to utilize the presentation, in whole or in part, at the Company's annual shareholders' meeting on April 29, 2003, and at subsequent presentations made by executive officers of the Company throughout the fiscal quarter ended June 30, 2003. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits (a) Not applicable. (b) Not applicable. (c) The following exhibit is included with this Report: Exhibit 99.1 Presentation SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. COMMERCIAL CAPITAL BANCORP, INC. By: /s/ Stephen H. Gordon ----------------------- Stephen H. Gordon Chairman of the Board and Chief Executive Officer Date: April 29, 2003