<ARTICLE> 9
<MULTIPLIER>       1,000
<CURRENCY>         U.S. Dollars
       
                                         
<PERIOD-TYPE>                                   9-MOS
<FISCAL-YEAR-END>                         DEC-31-1994
<PERIOD-START>                            JAN-01-1994  
<PERIOD-END>                              SEP-30-1994 
<EXCHANGE-RATE>                                     1
<CASH>                                        413,707
<INT-BEARING-DEPOSITS>                         18,302
<FED-FUNDS-SOLD>                               15,900
<TRADING-ASSETS>                                    0 
<INVESTMENTS-HELD-FOR-SALE>                 2,311,390      
<INVESTMENTS-CARRYING>                        101,786
<INVESTMENTS-MARKET>                          105,662      
<LOANS>                                     6,986,594  
<ALLOWANCE>                                    95,344
<TOTAL-ASSETS>                             10,187,834
<DEPOSITS>                                  7,496,739 
<SHORT-TERM>                                1,258,768
<LIABILITIES-OTHER>                           113,986
<LONG-TERM>                                   490,790
<COMMON>                                       91,299
<PREFERRED-MANDATORY>                               0
<PREFERRED>                                         0
<OTHER-SE>                                    769,213
<TOTAL-LIABILITIES-AND-EQUITY>             10,187,834
<INTEREST-LOAN>                               406,747
<INTEREST-INVEST>                              94,647
<INTEREST-OTHER>                                1,998
<INTEREST-TOTAL>                              503,392
<INTEREST-DEPOSIT>                            168,384
<INTEREST-EXPENSE>                            217,717
<INTEREST-INCOME-NET>                         285,675
<LOAN-LOSSES>                                   5,250
<SECURITIES-GAINS>                              2,120
<EXPENSE-OTHER>                               243,945
<INCOME-PRETAX>                               133,879
<INCOME-PRE-EXTRAORDINARY>                    133,879
<EXTRAORDINARY>                                     0
<CHANGES>                                           0
<NET-INCOME>                                   87,586
<EPS-PRIMARY>                                    2.39
<EPS-DILUTED>                                    2.39
<YIELD-ACTUAL>                                   4.28
<LOANS-NON>                                    15,966    
<LOANS-PAST>                                   25,371
<LOANS-TROUBLED>                                  474
<LOANS-PROBLEM>                                     0
<ALLOWANCE-OPEN>                               93,315
<CHARGE-OFFS>                                   8,496
<RECOVERIES>                                    5,275
<ALLOWANCE-CLOSE>                              95,344
<ALLOWANCE-DOMESTIC>                           85,259
<ALLOWANCE-FOREIGN>                                 0
<ALLOWANCE-UNALLOCATED>                        10,085