<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                         667,462
<INT-BEARING-DEPOSITS>                           2,223
<FED-FUNDS-SOLD>                                40,700
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  3,614,055
<INVESTMENTS-CARRYING>                       1,940,477
<INVESTMENTS-MARKET>                         1,947,770
<LOANS>                                     13,765,475
<ALLOWANCE>                                    176,175
<TOTAL-ASSETS>                              20,662,252
<DEPOSITS>                                  14,336,556
<SHORT-TERM>                                 3,147,213
<LIABILITIES-OTHER>                            295,868
<LONG-TERM>                                  1,312,464
<COMMON>                                       513,546
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                      3,759
<OTHER-SE>                                   1,052,846
<TOTAL-LIABILITIES-AND-EQUITY>              20,662,252
<INTEREST-LOAN>                                603,059
<INTEREST-INVEST>                              154,286
<INTEREST-OTHER>                                 1,389
<INTEREST-TOTAL>                               758,734
<INTEREST-DEPOSIT>                             272,314
<INTEREST-EXPENSE>                             390,951
<INTEREST-INCOME-NET>                          367,783
<LOAN-LOSSES>                                   14,000
<SECURITIES-GAINS>                            (19,845)
<EXPENSE-OTHER>                                388,859
<INCOME-PRETAX>                                 67,521
<INCOME-PRE-EXTRAORDINARY>                      67,521
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    44,745
<EPS-PRIMARY>                                     0.41
<EPS-DILUTED>                                     0.41
<YIELD-ACTUAL>                                    4.10
<LOANS-NON>                                     47,013
<LOANS-PAST>                                    30,335
<LOANS-TROUBLED>                                   611
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               171,734
<CHARGE-OFFS>                                   15,472
<RECOVERIES>                                     5,913
<ALLOWANCE-CLOSE>                              176,175
<ALLOWANCE-DOMESTIC>                           176,175
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         28,188