<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE ANNUAL
REPORT ON FORM 10-K FOR THE FISCAL YEAR ENDED JUNE 30, 1995 AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          JUN-30-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                           7,303
<INT-BEARING-DEPOSITS>                             512
<FED-FUNDS-SOLD>                                   425
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     11,328
<INVESTMENTS-CARRYING>                          15,642
<INVESTMENTS-MARKET>                            15,518
<LOANS>                                        347,115
<ALLOWANCE>                                      2,233
<TOTAL-ASSETS>                                 391,058
<DEPOSITS>                                     283,909
<SHORT-TERM>                                    67,836
<LIABILITIES-OTHER>                              4,735
<LONG-TERM>                                          0
<COMMON>                                           275
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      34,303
<TOTAL-LIABILITIES-AND-EQUITY>                 391,058
<INTEREST-LOAN>                                 24,366
<INTEREST-INVEST>                                1,788
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                26,154
<INTEREST-DEPOSIT>                              10,356
<INTEREST-EXPENSE>                              14,463
<INTEREST-INCOME-NET>                           11,691
<LOAN-LOSSES>                                      412
<SECURITIES-GAINS>                                 117
<EXPENSE-OTHER>                                  9,170
<INCOME-PRETAX>                                  3,059
<INCOME-PRE-EXTRAORDINARY>                       3,059
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,932
<EPS-PRIMARY>                                     0.67
<EPS-DILUTED>                                     0.67
<YIELD-ACTUAL>                                    3.14
<LOANS-NON>                                      1,345
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,067
<CHARGE-OFFS>                                      266
<RECOVERIES>                                        20
<ALLOWANCE-CLOSE>                                2,232
<ALLOWANCE-DOMESTIC>                             2,232
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,186