<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from unaudited
financial statements for the three months ended September 30, 1995 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER>  1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-1996
<PERIOD-START>                             JUL-01-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                          30,651
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 3,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     10,029
<INVESTMENTS-CARRYING>                       1,588,443
<INVESTMENTS-MARKET>                         1,578,013
<LOANS>                                      4,043,317
<ALLOWANCE>                                     46,391
<TOTAL-ASSETS>                               5,979,746
<DEPOSITS>                                   3,629,072
<SHORT-TERM>                                   696,869
<LIABILITIES-OTHER>                            149,545
<LONG-TERM>                                  1,182,605
<COMMON>                                           129
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     321,526
<TOTAL-LIABILITIES-AND-EQUITY>               5,979,746
<INTEREST-LOAN>                                 82,579
<INTEREST-INVEST>                               27,219
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               109,798
<INTEREST-DEPOSIT>                              47,603
<INTEREST-EXPENSE>                              76,320
<INTEREST-INCOME-NET>                           33,478
<LOAN-LOSSES>                                    1,508
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 24,631
<INCOME-PRETAX>                                 18,101
<INCOME-PRE-EXTRAORDINARY>                      11,859
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    11,859
<EPS-PRIMARY>                                      .91
<EPS-DILUTED>                                      .90
<YIELD-ACTUAL>                                    2.42
<LOANS-NON>                                     30,523
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                14,851
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                46,567
<CHARGE-OFFS>                                    1,126
<RECOVERIES>                                       167
<ALLOWANCE-CLOSE>                               46,391
<ALLOWANCE-DOMESTIC>                            14,555
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         31,836