Exhibit 23.1

 
                                 July 24, 1996



Board of Directors                
Illinois Community Bancorp, Inc.   
210 E. Fayette Avenue             
Effingham, Illinois  62401-3613    

     Re: Registration Statement on Form S-8;
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           Illinois Community Bancorp, Inc.    
           Management Recognition Plan and     
           1996 Stock Option and Incentive Plan 


     We consent to the incorporation by reference in this registration statement
of 70,357 shares on Form S-8 of our reports dated May 24, 1996, on our audits of
the consolidated financial statements and financial statement schedules of
Illinois Guarantee Savings Bank, FSB and Subsidiary as of June 30, 1995 and
1994, and for the years in the three-year period ended June 30, 1995, which
reports were included in Illinois Community Bancorp, Inc. Registration Statement
on Form S-4 as filed with the Securities and Exchange Commission on April 9,
1996. We also consent to the reference to our firm under the caption "Experts."



                               /s/ Larsson, Woodyard & Henson, LLP
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                               Larsson, Woodyard & Henson, LLP