<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SOUTHWEST BANCORP'S QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTER ENDED JUNE 30, 1996, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> JUN-30-1996 <CASH> 28,691 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 10,600 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 60,666 <INVESTMENTS-CARRYING> 81,583 <INVESTMENTS-MARKET> 81,157 <LOANS> 578,902 <ALLOWANCE> 6,513 <TOTAL-ASSETS> 773,362 <DEPOSITS> 703,694 <SHORT-TERM> 1,500 <LIABILITIES-OTHER> 6,006 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 690 <COMMON> 3,759 <OTHER-SE> 57,713 <TOTAL-LIABILITIES-AND-EQUITY> 773,362 <INTEREST-LOAN> 26,103 <INTEREST-INVEST> 4,390 <INTEREST-OTHER> 218 <INTEREST-TOTAL> 30,711 <INTEREST-DEPOSIT> 15,284 <INTEREST-EXPENSE> 15,355 <INTEREST-INCOME-NET> 15,356 <LOAN-LOSSES> 1,650 <SECURITIES-GAINS> 171 <EXPENSE-OTHER> 10,684 <INCOME-PRETAX> 6,102 <INCOME-PRE-EXTRAORDINARY> 6,102 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,908 <EPS-PRIMARY> 0.83 <EPS-DILUTED> 0.83 <YIELD-ACTUAL> 8.82 <LOANS-NON> 3,180 <LOANS-PAST> 895 <LOANS-TROUBLED> 3,467 <LOANS-PROBLEM> 11,203 <ALLOWANCE-OPEN> 5,813 <CHARGE-OFFS> 1,257 <RECOVERIES> 307 <ALLOWANCE-CLOSE> 6,513 <ALLOWANCE-DOMESTIC> 6,373 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 140