<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE FORM 10-Q AND IS 
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<CASH>                                             617
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                42,800
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    471,922
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        634,286
<ALLOWANCE>                                      6,092
<TOTAL-ASSETS>                               1,191,812
<DEPOSITS>                                     939,147
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            160,577
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                           0
<TOTAL-LIABILITIES-AND-EQUITY>               1,191,812
<INTEREST-LOAN>                                 24,545
<INTEREST-INVEST>                               14,213
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                38,758
<INTEREST-DEPOSIT>                              20,532
<INTEREST-EXPENSE>                              22,781
<INTEREST-INCOME-NET>                           15,977
<LOAN-LOSSES>                                      250
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  9,492
<INCOME-PRETAX>                                  7,677
<INCOME-PRE-EXTRAORDINARY>                       7,677
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,884
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                       0<F1>
<LOANS-NON>                                      9,890
<LOANS-PAST>                                         0<F1>
<LOANS-TROUBLED>                                     0<F1>
<LOANS-PROBLEM>                                      0<F1>
<ALLOWANCE-OPEN>                                 6,001
<CHARGE-OFFS>                                        0<F1>
<RECOVERIES>                                         0<F1>
<ALLOWANCE-CLOSE>                                6,092
<ALLOWANCE-DOMESTIC>                                 0<F1>
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0<F1>
        
<FN>
This information is not contained in the Form 10-Q.
</FN>