<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM AUDITED
FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED JUNE 30, 1996 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          JUN-30-1996
<PERIOD-START>                             JUL-01-1995
<PERIOD-END>                               JUN-30-1996
<EXCHANGE-RATE>                                      1
<CASH>                                          33,427
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 2,400
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    273,104
<INVESTMENTS-CARRYING>                       1,159,985
<INVESTMENTS-MARKET>                         1,144,175
<LOANS>                                      4,813,164
<ALLOWANCE>                                     49,278
<TOTAL-ASSETS>                               6,607,670
<DEPOSITS>                                   4,304,576
<SHORT-TERM>                                   979,772
<LIABILITIES-OTHER>                            100,226
<LONG-TERM>                                    809,819
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           151
<OTHER-SE>                                     413,126
<TOTAL-LIABILITIES-AND-EQUITY>               6,607,670
<INTEREST-LOAN>                                384,765
<INTEREST-INVEST>                              106,327
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               491,092
<INTEREST-DEPOSIT>                             214,040
<INTEREST-EXPENSE>                             328,317
<INTEREST-INCOME-NET>                          162,775
<LOAN-LOSSES>                                    6,107
<SECURITIES-GAINS>                                 253
<EXPENSE-OTHER>                                124,046
<INCOME-PRETAX>                                 82,268
<INCOME-PRE-EXTRAORDINARY>                      55,306
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    55,306
<EPS-PRIMARY>                                     3.73
<EPS-DILUTED>                                     3.72
<YIELD-ACTUAL>                                    2.58
<LOANS-NON>                                     37,905
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                14,803
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                48,541
<CHARGE-OFFS>                                    5,533
<RECOVERIES>                                       734
<ALLOWANCE-CLOSE>                               49,278
<ALLOWANCE-DOMESTIC>                            12,765
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         36,513