<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SOUTHWEST BANCORP'S QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTER ENDED SEPTEMBER 30, 1996, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> SEP-30-1996 <CASH> 22,674 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 16,400 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 66,064 <INVESTMENTS-CARRYING> 88,410 <INVESTMENTS-MARKET> 88,099 <LOANS> 614,183 <ALLOWANCE> 7,005 <TOTAL-ASSETS> 821,793 <DEPOSITS> 749,712 <SHORT-TERM> 1,500 <LIABILITIES-OTHER> 7,365 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 690 <COMMON> 3,762 <OTHER-SE> 58,764 <TOTAL-LIABILITIES-AND-EQUITY> 821,793 <INTEREST-LOAN> 40,343 <INTEREST-INVEST> 6,676 <INTEREST-OTHER> 388 <INTEREST-TOTAL> 47,407 <INTEREST-DEPOSIT> 23,829 <INTEREST-EXPENSE> 23,916 <INTEREST-INCOME-NET> 23,491 <LOAN-LOSSES> 2,425 <SECURITIES-GAINS> 172 <EXPENSE-OTHER> 17,137 <INCOME-PRETAX> 8,601 <INCOME-PRE-EXTRAORDINARY> 8,601 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 5,509 <EPS-PRIMARY> 1.15 <EPS-DILUTED> 1.15 <YIELD-ACTUAL> 8.79 <LOANS-NON> 4,513 <LOANS-PAST> 966 <LOANS-TROUBLED> 2,702 <LOANS-PROBLEM> 10,028 <ALLOWANCE-OPEN> 5,813 <CHARGE-OFFS> 1,685 <RECOVERIES> 1,233 <ALLOWANCE-CLOSE> 7,005 <ALLOWANCE-DOMESTIC> 6,511 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 494