<ARTICLE> 9
<LEGEND>
*Unaudited interim statements as of and for the six months ended 
December 31,1996
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U. S. DOLLARS
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-1997
<PERIOD-START>                             JUL-01-1996
<PERIOD-END>                               DEC-31-1996
<EXCHANGE-RATE>                                      1
<CASH>                                          26,270
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 3,200
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    276,003
<INVESTMENTS-CARRYING>                       1,151,231
<INVESTMENTS-MARKET>                         1,148,175
<LOANS>                                      5,067,558
<ALLOWANCE>                                     50,324
<TOTAL-ASSETS>                               6,868,213
<DEPOSITS>                                   4,421,433
<SHORT-TERM>                                 1,080,111
<LIABILITIES-OTHER>                             95,922
<LONG-TERM>                                    876,025
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           143
<OTHER-SE>                                     394,579
<TOTAL-LIABILITIES-AND-EQUITY>               6,868,213
<INTEREST-LOAN>                                200,801
<INTEREST-INVEST>                               49,732
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               250,533
<INTEREST-DEPOSIT>                             111,074
<INTEREST-EXPENSE>                             167,944
<INTEREST-INCOME-NET>                           82,589
<LOAN-LOSSES>                                    3,766
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 89,890
<INCOME-PRETAX>                                 17,278
<INCOME-PRE-EXTRAORDINARY>                      11,440
<EXTRAORDINARY>                                  (583)
<CHANGES>                                            0
<NET-INCOME>                                    10,857
<EPS-PRIMARY>                                      .49
<EPS-DILUTED>                                      .49
<YIELD-ACTUAL>                                    2.56
<LOANS-NON>                                     41,413
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                12,113
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                49,278
<CHARGE-OFFS>                                    4,185
<RECOVERIES>                                       691
<ALLOWANCE-CLOSE>                               50,324
<ALLOWANCE-DOMESTIC>                            11,733
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         38,591