<ARTICLE> 9
<LEGEND>
This schedule contains financial information extracted for the consolidated
financial statements of South Carolina Community Bancshares, Inc. for the
quarter ended December 31, 1996 and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                             135
<INT-BEARING-DEPOSITS>                           4,885
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                           4,134
<INVESTMENTS-MARKET>                             4,163
<LOANS>                                         35,475
<ALLOWANCE>                                        293
<TOTAL-ASSETS>                                  45,919
<DEPOSITS>                                      33,500
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                530
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             8
<OTHER-SE>                                      11,881
<TOTAL-LIABILITIES-AND-EQUITY>                  45,919
<INTEREST-LOAN>                                    748
<INTEREST-INVEST>                                   70
<INTEREST-OTHER>                                    68
<INTEREST-TOTAL>                                   886
<INTEREST-DEPOSIT>                                 419
<INTEREST-EXPENSE>                                 419
<INTEREST-INCOME-NET>                               14
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    257
<INCOME-PRETAX>                                    224
<INCOME-PRE-EXTRAORDINARY>                         224
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       134
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    7.89
<LOANS-NON>                                        594
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   293
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  293
<ALLOWANCE-DOMESTIC>                               293
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0