EXHIBIT 23.3

                [LETTERHEAD OF FERGUSON & COMPANY APPEARS HERE]


                                MARCH 25, 1998

BOARD OF DIRECTORS
NORTHFIELD FEDERAL SAVINGS
1844 EAST JOPPA ROAD
BALTIMORE, MARYLAND 21234

DIRECTORS:

     We hereby consent to the use of our firm's name in the Form AC Application 
for Conversion of Northfield Federal Savings, Baltimore, Maryland, and any 
amendments thereto, and in the Form SB-2 Registration Statement of Northfield 
Bancorp, Inc. and any amendments thereto. We also hereby consent to the 
inclusion of, summary of, and references to our Appraisal Report and our opinion
concerning subscription rights in such filings including the Prospectus of 
Northfield Bancorp, Inc.

                                                        /s/ Robin L. Fussell
                                                     
                                                        Robin L. Fussell
                                                        Principal