Exhibit 99.4


                       CONSENT OF ANTHONY R. PASQUINELLI

     In accordance with Rule 438 promulgated under the Securities Act of
1933, as amended, the undersigned hereby consents to reference in the
Registration Statement on Form S-4 filed by St. Paul Bancorp, Inc., a Delaware
corporation ("St. Paul"), to the undersigned being named as a director of St.
Paul upon the consummation of the Merger described in such Registration
Statement.



                                          /s/ Anthony R. Pasquinelli
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