EXHIBIT 23.2    CONSENT OF PACKER, THOMAS & CO.

 
                                                                    Exhibit 23.2

                        CONSENT OF INDEPENDENT AUDITORS



We have issued our report dated September 9, 1997, accompanying the financial 
statements of First Federal Savings and Loan Association of Warren as of and for
the years ended June 30, 1997 and 1996, included in the Registration Statement 
on Form S-1 of First Place Financial Corp. to be filed with the Securities and 
Exchange Commission and the Form AC to be filed with the Office of Thrift 
Supervision on or about September 9, 1998.  We consent to the use of our report 
and our name as it appears in the Prospectus under the caption "Experts".


                                                        /s/ Packer, Thomas & Co.

Warren, Ohio                                            Packer, Thomas & Co.
September 9, 1998