UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (date of earliest event reported) September 2, 1998
Commission file number 0-23975
NIAGARA BANCORP, INC.
(exact name of registrant as specified in its charter)
DELAWARE 16-1545669
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(State or other jurisdiction of incorporation (I.R.S. Employer
or organization) Identification No.)
6950 SOUTH TRANSIT ROAD, P.O. BOX 514, LOCKPORT, NY 14095-0514
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(Address of principal executive offices) (Zip Code)
(716) 625-7500
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(Registrant's telephone number, including area code)
ITEM 5. Other Events.
Attached hereto as an exhibit is a copy of a press release disclosing Lockport
Savings Bank's agreement to acquire Warren-Hoffman & Associates insurance
agency.
ITEM 7. Financial Statements, Pro Forma Financial Information, and Exhibits
(c) The following exhibit is filed herewith.
EXHIBIT NO. DESCRIPTION:
99.1 Press release dated September 2, 1998, of
Lockport Savings Bank
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
NIAGARA BANCORP, INC.
Date: September 14, 1998 By: /s/ William E. Swan
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William E. Swan
President and Chief Executive Officer
Date: September 14, 1998 By: /s/ Paul J. Kolkmeyer
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Paul J. Kolkmeyer
Executive Vice President and Chief
Financial Officer
EXHIBIT INDEX
EXHIBIT NO. DESCRIPTION:
99.1 Press release dated September 2, 1998, of Lockport Savings Bank