INTERNAL REVENUE SERVICE DEPARTMENT OF THE TREASURY
DISTRICT DIRECTOR
31 HOPKINS PLAZA
BALTIMORE, MD 21201-0000
Employer Identification Number:
Date: May 9, 1991 52-0228804
File Folder Number:
NORTHFIELD FEDERAL SAVINGS INC 5210004128
C/O JAMES W. CARSCADDON Person to Contact:
SIGNET TRUST COMPANY ANN L. HETRICK
P.O. BOX 26311 Contact Telephone Number:
RICHMOND, VA 23260-6311 (301) 962-9615
Plan Name:
NORTHFIELD FEDERAL SAVINGS INC 401K
EMPLOYEE SAVINGS & INVESTMENT PLAN
Plan Number: 001
Dear Applicant:
We have made a favorable determination on your plan, identified above,
based on the information supplied. Please keep this letter in your permanent
records.
Continued qualification of the plan under its present form will depend on
its effect in operation. (See section 1.401-1(b)(3) of the Income Tax
Regulations.) We will review the status of the plan in operation periodically.
The enclosed document explains the significance of this favorable
determination letter, points out some features that may affect the qualified
status of your employee retirement plan, and provides information on the
reporting requirements for your plan. It also describes some events that
automatically nullify it. It is very important that you read the publication.
This letter relates only to the status of your plan under the Internal
Revenue Code. It is not a determination regarding the effect of other federal
or local statutes.
This determination letter is applicable for the amendment(s) adopted on
February 6, 1991.
We have sent a copy of this letter to your representative as indicated in
the power of attorney.
If you have questions concerning this matter, please contact the person
whose name and telephone number are shown above.
Sincerely yours,
/s/ H.J. Hightower
District Director
Enclosures:
Publication 794
PHBA 515
Letter 835(00/00)
INTERNAL REVENUE SERVICE DEPARTMENT OF THE TREASURY
DISTRICT DIRECTOR
31 HOPKINS PLAZA
BALTIMORE, MD 21201-0000
Employer Identification Number:
Date: APR 19, 1993 52-1053785
File Folder Number:
COASTAL PENSION SERVICES INC 521000506
111 NORTH CHARLES STREET SUITE 400 Person to Contact:
BALTIMORE, MD 21201 EP/EO CUSTOMER SERVICE UNIT
Contact Telephone Number:
(410) 962-6058
Plan Name:
NONSTANDARDIZED 401K
Plan Number: 005
Basic Plan Document Number:
01
Letter Serial Number:
D8525076
Dear Applicant:
This amendment to the form of the plan identified above is acceptable under
section 401(a) or 403(a) of the Internal Revenue Code. This letter relates only
to the amendment to the form of the plan. It is not a determination of any
other amendment or of the form of the plan as a whole, or on the effect of other
federal or local statutes.
You must furnish a copy of this letter and the enclosed publication to each
employer who adopts this plan. You must also send a copy of this letter, a copy
of the approved form of the plan, and any approved amendments and related
documents to each key District Director of the Internal Revenue Service in whose
jurisdiction there are adopting employers.
The acceptability of the form of the plan is not a ruling or determination
as to whether an employer's plan qualifies under Code section 401(a). To adopt
the form of the plan, the employer should apply for a determination letter by
filing an application with the key District Director of the Internal Revenue
Service on Form 5307, Application for Determination for Adopters of Master or
Prototype, Regional Prototype or Volume Submitter Plans.
For purposes of sections 15.02 and 15.03 of Rev. Proc. 89-13, 1989-1 C.B.
801, your application was received before March 31, 1991.
Please advise those adopting the plan to contact you if they have any
questions about the operation of the plan.
We have sent a copy of this letter to your representative as indicated in
your Power of Attorney.
Letter 2026________
-2-
COASTAL PENSION SERVICES INC
If you have any questions on our processing of this case, please call the
above telephone number. If you write, please provide your telephone number and
the most convenient time for us to call in case we need more information.
Whether you call or write, please refer to the Letter Serial Number and File
Folder Number shown in the heading of this letter.
You should keep this letter as a permanent record.
Sincerely yours,
District Director
Enclosure(s)
Publication 1488