[LETTERHEAD OF ANDERSON ASSOCIATES LLP]



                              September 28, 1998



Board of Directors
Northfield Bancorp, Inc.
1844 E. Joppa Road
Baltimore, Maryland 21234

     Re:  Registration Statement on Form S-8
          ----------------------------------
          Northfield Federal Savings
          401(k) Employees Savings & Investment Plan
 
Gentlemen:

     We consent to the incorporation by reference in this Registration Statement
on Form S-8 of our report dated February 12, 1998  on our audits of the
financial statements of Northfield Federal Savings as of December 31, 1997 and
1996, and for the years then ended, which report was included in the Prospectus
for the common stock of Northfield Bancorp, Inc. and incorporated by reference
therein.  We also consent to the reference to our firm under the caption
"Experts".



                         /s/ ANDERSON ASSOCIATES, LLP