EXHIBIT 23.2 1300 I Street, N.W. Suite 470 East Washington, D.C. 20005 Telephone (202) 737-7900 Breyer & Aguggia LLP Facsimile (202) 737-7979 ================================================================================ ATTORNEYS AT LAW November 4, 1998 Board of Directors First Capital, Inc. 220 Federal Drive, N.W. Corydon, Indiana 47112 RE: First Capital, Inc. Registration Statement on Form SB-2 To the Board of Directors: We hereby consent to the filing of the form of our federal income tax opinion as an exhibit to the Registration Statement and to the reference to us in the Prospectus included therein under the headings "THE CONVERSION -- Effects of Conversion on Depositors and Borrowers of the Bank" and "LEGAL AND TAX OPINIONS." Sincerely, /s/ Breyer & Aguggia LLP BREYER & AGUGGIA LLP Washington, D.C.