<ARTICLE> 9
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                      93,910,000
<INT-BEARING-DEPOSITS>                       8,208,000
<FED-FUNDS-SOLD>                            79,400,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                522,895,000
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<INVESTMENTS-MARKET>                       219,590,000
<LOANS>                                  2,895,618,000
<ALLOWANCE>                                 37,270,000
<TOTAL-ASSETS>                           3,922,267,000
<DEPOSITS>                               3,062,232,000
<SHORT-TERM>                               234,500,000
<LIABILITIES-OTHER>                         53,868,000
<LONG-TERM>                                202,453,000
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<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                 271,330,000
<TOTAL-LIABILITIES-AND-EQUITY>           3,922,267,000
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<INTEREST-OTHER>                               773,000
<INTEREST-TOTAL>                           220,992,000
<INTEREST-DEPOSIT>                          86,479,000
<INTEREST-EXPENSE>                         103,410,000
<INTEREST-INCOME-NET>                      117,582,000
<LOAN-LOSSES>                               10,623,000
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<EXPENSE-OTHER>                             95,527,000
<INCOME-PRETAX>                             50,153,000
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<EXTRAORDINARY>                                      0
<CHANGES>                                            0
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<EPS-PRIMARY>                                     0.93
<EPS-DILUTED>                                     0.91
<YIELD-ACTUAL>                                    4.49
<LOANS-NON>                                  8,396,000
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<ALLOWANCE-FOREIGN>                                  0
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