<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF INDIAN VILLAGE COMMUNITY BANK AT AND FOR THE YEAR ENDED
DECEMBER 31, 1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               DEC-31-1998
<CASH>                                             409
<INT-BEARING-DEPOSITS>                             887
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      6,195
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         31,274
<ALLOWANCE>                                        218
<TOTAL-ASSETS>                                  40,024
<DEPOSITS>                                      30,866
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                 56
<LONG-TERM>                                      4,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                       5,102
<TOTAL-LIABILITIES-AND-EQUITY>                  40,024
<INTEREST-LOAN>                                  2,450
<INTEREST-INVEST>                                  524
<INTEREST-OTHER>                                    46
<INTEREST-TOTAL>                                 3,020
<INTEREST-DEPOSIT>                               1,530
<INTEREST-EXPENSE>                               1,666
<INTEREST-INCOME-NET>                            1,354
<LOAN-LOSSES>                                       60
<SECURITIES-GAINS>                                  (2)
<EXPENSE-OTHER>                                    950
<INCOME-PRETAX>                                    373
<INCOME-PRE-EXTRAORDINARY>                         246
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       246
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    3.09
<LOANS-NON>                                        328
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   176
<CHARGE-OFFS>                                       18
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  218
<ALLOWANCE-DOMESTIC>                               218
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             71