<ARTICLE> 9
<LEGEND>
This schedule contains financial information extracted from the consolidated
financial statements of Lexington B & L Financial Corp. for the nine months
ended June 30, 1999 and is qualified in its entirety by reference to such
financial statements (in thousand except for per share data and percentages):
</LEGEND>

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          SEP-30-1999
<PERIOD-START>                             OCT-01-1998
<PERIOD-END>                               JUN-30-1999
<CASH>                                           1,747
<INT-BEARING-DEPOSITS>                           6,063
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      7,471
<INVESTMENTS-CARRYING>                          24,847
<INVESTMENTS-MARKET>                            24,306
<LOANS>                                         63,443
<ALLOWANCE>                                        599
<TOTAL-ASSETS>                                 107,565
<DEPOSITS>                                      85,020
<SHORT-TERM>                                       496
<LIABILITIES-OTHER>                                848
<LONG-TERM>                                      5,271
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            13
<OTHER-SE>                                      15,787
<TOTAL-LIABILITIES-AND-EQUITY>                 107,865
<INTEREST-LOAN>                                  3,941
<INTEREST-INVEST>                                1,451
<INTEREST-OTHER>                                    55
<INTEREST-TOTAL>                                 5,447
<INTEREST-DEPOSIT>                               3,004
<INTEREST-EXPENSE>                               3,189
<INTEREST-INCOME-NET>                            2,258
<LOAN-LOSSES>                                       26
<SECURITIES-GAINS>                                   7
<EXPENSE-OTHER>                                  1,934
<INCOME-PRETAX>                                    649
<INCOME-PRE-EXTRAORDINARY>                         416
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       416
<EPS-BASIC>                                       0.46
<EPS-DILUTED>                                     0.46
<YIELD-ACTUAL>                                    2.29
<LOANS-NON>                                        644
<LOANS-PAST>                                        13
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  1,363
<ALLOWANCE-OPEN>                                   599
<CHARGE-OFFS>                                       48
<RECOVERIES>                                        22
<ALLOWANCE-CLOSE>                                  599
<ALLOWANCE-DOMESTIC>                               500
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             99