<ARTICLE> 9 <CIK> 0000742070 <NAME> WESTBANK CORP <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> DEC-31-1998 <CASH> 11,291 <INT-BEARING-DEPOSITS> 1,880 <FED-FUNDS-SOLD> 1,069 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 53,712 <INVESTMENTS-CARRYING> 30,616 <INVESTMENTS-MARKET> 30,817 <LOANS> 293,113 <ALLOWANCE> 2,665 <TOTAL-ASSETS> 402,623 <DEPOSITS> 342,267 <SHORT-TERM> 20,807 <LIABILITIES-OTHER> 2,059 <LONG-TERM> 7,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 30,490 <OTHER-SE> 0 <TOTAL-LIABILITIES-AND-EQUITY> 402,623 <INTEREST-LOAN> 23,645 <INTEREST-INVEST> 4,614 <INTEREST-OTHER> 372 <INTEREST-TOTAL> 28,631 <INTEREST-DEPOSIT> 12,662 <INTEREST-EXPENSE> 13,292 <INTEREST-INCOME-NET> 15,339 <LOAN-LOSSES> 41 <SECURITIES-GAINS> 141 <EXPENSE-OTHER> 12,200 <INCOME-PRETAX> 5,525 <INCOME-PRE-EXTRAORDINARY> 5,525 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,377 <EPS-BASIC> .82 <EPS-DILUTED> .79 <YIELD-ACTUAL> 4.22 <LOANS-NON> 797 <LOANS-PAST> 231 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 1,028 <ALLOWANCE-OPEN> 3,057 <CHARGE-OFFS> 518 <RECOVERIES> 85 <ALLOWANCE-CLOSE> 2,665 <ALLOWANCE-DOMESTIC> 2,665 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0