Consent of Independent Accountants

We  consent  to the  reference  to our firm  under the  captions  "Experts"  and
"Financial  Statements" and to the use of our report dated February 3, 2000 with
respect to the  consolidated  financial  statements of Business Men's  Assurance
Company of America as of December  31, 1999 and for each of the two years in the
period  then ended and our report  dated  February  3, 2000 with  respect to the
financial  statements of BMA Variable Life Account A for the yer ended  December
31, 1999 and the period from December 1, 1998  (inception)  to December 31, 1998
included in the  Pret-Effective  Amendment No. 1 to the  Registration  Statement
under the  Securities  Act of 1933  (Form  S-6 No.  333-46538)  and the  related
Prospectus.

                                  /S/ ERNST & YOUNG LLP

Kansas City, Missouri
April 19, 2001

                       Consent of Independent Accountants


We hereby consent to the use in this Registration Statement on Form S-6A of our
report dated February 26, 2001, relating to the consolidated financial
statements of Business Men's Assurance Company of America and our report dated
February 26, 2001, relating to the financial statements of BMA Variable Life
Account A, which appear in such Registration Statement and the related
Prospectus We also consent to the references to us under the headings "Financial
Statements" and "Experts" in such Registration Statement and the related
Prospectus.

                                         /s/PricewaterhouseCoopers LLP

Kansas City, Missouri
April 19, 2001