SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): December 11, 2001
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CASCADE FINANCIAL CORPORATION
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(Exact Name of Registrant as Specified in Charter)
Washington 0-25286 91-0167790
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(State or other jurisdiction (Commission (IRS Employer Identi-
of incorporation) File Number) fication Number)
2828 Colby Avenue
Everett, Washington 98201
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(Address of principal executive offices/Zip Code)
Registrant's telephone number, including area code: (425) 339-5500
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ITEM 8. CHANGE IN FISCAL YEAR
Effective December 11, 2001, the Board of Directors of Cascade Financial
Corporation (the "Company"), to align the Company's reporting periods with
those of its commercial bank peers, has approved a change of the Company's
fiscal year-end from June 30 to December 31. The Company will file a Form 10-K
covering the transition period ending December 31, 2001, and will not file a
Form 10-Q for the quarter ending December 31, 2001.
SIGNATURE
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Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: December 14, 2001
CASCADE FINANCIAL CORPORATION
By: /s/ Lars H. Johnson
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Chief Financial Officer