UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant To Section 13 Or 15(d) Of
The Securities Exchange Act Of 1934
Date of Report (Date of earliest event reported): July 22, 2003
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CASCADE FINANCIAL CORPORATION
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(Exact name of registrant as specified in its charter)
Washington 000-25286 91-1661954
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(State of other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
2828 Colby Avenue, Everett, WA 98201
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(Address of principal executive offices, including Zip Code)
Registrant's telephone number, including area code: (425) 339-5500
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ITEM 7. Financial Statements and Exhibits
(c) Exhibit
99: Press Release dated July 22, 2003
ITEM 9. Regulation FD Disclosure (Information provided under Item 12 - Results
of Operation and Financial Condition)
Pursuant to interim guidance issued by the Securities and Exchange
Commission relating to Item 12 filing requirements, the Company has furnished
the information required by Item 12 under Item 9 herein.
On July 22, 2003, the Corporation released earnings information for the
second quarter ended June 30, 2003. This information is provided under Item
12.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: July 22, 2003 CASCADE FINANCIAL CORPORATION
By: /s/ Carol K. Nelson
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Carol K. Nelson
\ Its: President and CEO