UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant To Section 13 Or 15(d) Of
The Securities Exchange Act Of 1934
Date of Report (Date of earliest event reported): January 27, 2004
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CASCADE FINANCIAL CORPORATION
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(Exact name of registrant as specified in its charter)
Washington 000-25286 91-1661954
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(State of other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
2828 Colby Avenue, Everett, WA 98201
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(Address of principal executive offices, including Zip Code)
Registrant's telephone number, including area code: (425) 339-5500
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ITEM 7. Financial Statements and Exhibits
(c) Exhibit
99: Press Release dated January 27, 2004.
ITEM 12. Results of Operation and Financial Condition
On January 27, 2004, the Corporation released earnings information for the
fourth quarter ended December 31, 2003 and year ended December 31, 2003. A
copy of the press release is furnished as Exhibit 99 to this Report.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: January 27, 2004 CASCADE FINANCIAL CORPORATION
By: /s/ Carol K. Nelson
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Carol K. Nelson
Its: President and CEO