<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 06/30/00 CONSOLIDATED BALANCE SHEETS AND THE 06/30/00 CONSOLIDATED STATEMENTS OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> JUN-30-2000 <CASH> 27,691 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 7,350 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 286,512 <INVESTMENTS-CARRYING> 47,287 <INVESTMENTS-MARKET> 47,392 <LOANS> 475,701 <ALLOWANCE> 10,657 <TOTAL-ASSETS> 861,766 <DEPOSITS> 707,279 <SHORT-TERM> 0 <LIABILITIES-OTHER> 9,264 <LONG-TERM> 62,049 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 7 <OTHER-SE> 83,167 <TOTAL-LIABILITIES-AND-EQUITY> 861,766 <INTEREST-LOAN> 20,504 <INTEREST-INVEST> 10,687 <INTEREST-OTHER> 102 <INTEREST-TOTAL> 31,293 <INTEREST-DEPOSIT> 9,601 <INTEREST-EXPENSE> 11,120 <INTEREST-INCOME-NET> 20,173 <LOAN-LOSSES> 1,000 <SECURITIES-GAINS> (118) <EXPENSE-OTHER> 13,777 <INCOME-PRETAX> 8,825 <INCOME-PRE-EXTRAORDINARY> 8,825 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 5,518 <EPS-BASIC> 7.98 <EPS-DILUTED> 0 <YIELD-ACTUAL> 8.16 <LOANS-NON> 2,334 <LOANS-PAST> 13 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 9,787 <CHARGE-OFFS> 237 <RECOVERIES> 107 <ALLOWANCE-CLOSE> 10,657 <ALLOWANCE-DOMESTIC> 10,657 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 918