<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 09/30/00 CONSOLIDATED BALANCE SHEETS AND THE 09/30/00 CONSOLIDATED STATEMENTS OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 28,936 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 14,900 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 282,423 <INVESTMENTS-CARRYING> 44,303 <INVESTMENTS-MARKET> 44,670 <LOANS> 484,268 <ALLOWANCE> 11,071 <TOTAL-ASSETS> 871,383 <DEPOSITS> 732,970 <SHORT-TERM> 0 <LIABILITIES-OTHER> 9,772 <LONG-TERM> 41,041 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 7 <OTHER-SE> 87,593 <TOTAL-LIABILITIES-AND-EQUITY> 871,383 <INTEREST-LOAN> 31,979 <INTEREST-INVEST> 15,794 <INTEREST-OTHER> 617 <INTEREST-TOTAL> 48,390 <INTEREST-DEPOSIT> 15,697 <INTEREST-EXPENSE> 18,041 <INTEREST-INCOME-NET> 30,349 <LOAN-LOSSES> 1,400 <SECURITIES-GAINS> (119) <EXPENSE-OTHER> 20,689 <INCOME-PRETAX> 13,381 <INCOME-PRE-EXTRAORDINARY> 13,381 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 8,346 <EPS-BASIC> 12.09 <EPS-DILUTED> 0 <YIELD-ACTUAL> 8.18 <LOANS-NON> 2,720 <LOANS-PAST> 14 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 9,787 <CHARGE-OFFS> 283 <RECOVERIES> 167 <ALLOWANCE-CLOSE> 11,071 <ALLOWANCE-DOMESTIC> 11,071 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 902