SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 __________________ FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 February 4, 1998 Date of Report (Date of Earliest Event Reported) HEADLANDS MORTGAGE COMPANY ------------------------------------------------------ (Exact Name of Registrant as Specified in Its Charter) Delaware 000-23569 94-2851992 - --------------- ------------------------ ------------------- (State or Other (Commission File Number) (I.R.S. Employer Jurisdiction of Identification No.) Incorporation) 1100 Larkspur Landing Circle, Suite 101, Larkspur, CA 94939 ----------------------------------------------------------- (Address of Principal Executive Offices) (415) 461-6790 ------------------------------- (Registrant's Telephone Number, Including Area Code) Not Applicable ------------------------------------------------------------- (Former Name or Former Address, if Changed Since Last Report) INFORMATION TO BE INCLUDED IN THE REPORT Item 5. Other Events Headlands Mortgage Company (the "Company") announced the pricing of its initial public offering on February 4, 1998. The following exhibit is the Company's Press Release relating to the offering: Item 7(c). Exhibits 10.1 Press Release, dated February 4, 1998 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Date: February 5, 1998 HEADLANDS MORTGAGE COMPANY By: /s/ Gilbert J. MacQuarrie ------------------------- Gilbert J. MacQuarrie Vice President, Treasurer and Secretary (Principal Financial Officer and and Principal Accounting Officer) EXHIBIT INDEX Exhibit Number Page Number - -------------- ----------- 10.1 Press Release, dated February 4, 1998...................... 5