<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM MARCH 31,
1997 FIRST FINANCIAL 10Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<PERIOD-TYPE> 3-MOS 3-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-1997 DEC-31-1997 DEC-31-1997
<PERIOD-START> JAN-01-1997 APR-01-1997 JAN-01-1997
<PERIOD-END> MAR-31-1997 JUN-30-1997 JUN-30-1997
<CASH> 4,780,000 6,163 6,163
<INT-BEARING-DEPOSITS> 0 0 0
<FED-FUNDS-SOLD> 20,000,000 3,300 3,300
<TRADING-ASSETS> 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 48,729,000 56,429 56,429
<INVESTMENTS-CARRYING> 1,788,000 1,788 1,788
<INVESTMENTS-MARKET> 1,872,000 1,923 1,923
<LOANS> 53,461,000 58,377 58,377
<ALLOWANCE> 1,464,000 1,493 1,493
<TOTAL-ASSETS> 139,585,000 136,770 136,770
<DEPOSITS> 127,757,000 123,671 123,671
<SHORT-TERM> 0 0 0
<LIABILITIES-OTHER> 769,000 717 717
<LONG-TERM> 0 0 0
<PREFERRED-MANDATORY> 0 0 0
<PREFERRED> 0 0 0
<COMMON> 7,325,000 7,428 7,428
<OTHER-SE> 4,632,000 4,954 4,954
<TOTAL-LIABILITIES-AND-EQUITY> 139,585,000 136,770 136,770
<INTEREST-LOAN> 1,824,000 1,504 3,328
<INTEREST-INVEST> 668,000 977 1,645
<INTEREST-OTHER> 135,000 67 202
<INTEREST-TOTAL> 2,627,000 2,548 5,175
<INTEREST-DEPOSIT> 825,000 960 1,785
<INTEREST-EXPENSE> 825,000 960 1,785
<INTEREST-INCOME-NET> 1,802,000 1,588 3,390
<LOAN-LOSSES> (80,000) 20 (60)
<SECURITIES-GAINS> 0 0 0
<EXPENSE-OTHER> 1,648,000 1,698 3,346
<INCOME-PRETAX> 540,000 281 821
<INCOME-PRE-EXTRAORDINARY> 540,000 281 821
<EXTRAORDINARY> 0 0 0
<CHANGES> 0 0 0
<NET-INCOME> 340,000 206 546
<EPS-PRIMARY> .26 .16 .42
<EPS-DILUTED> .25 .15 .40
<YIELD-ACTUAL> 6.83 5.22 5.97
<LOANS-NON> 707,000 609 609
<LOANS-PAST> 32,000 14 14
<LOANS-TROUBLED> 983,183 1,132 1,132
<LOANS-PROBLEM> 0 0 0
<ALLOWANCE-OPEN> 1,207,000 1,464 1,207
<CHARGE-OFFS> 4,000 4 8
<RECOVERIES> 341,000 13 354
<ALLOWANCE-CLOSE> 1,464,000 1,493 1,493
<ALLOWANCE-DOMESTIC> 1,464,000 1,493 1,493
<ALLOWANCE-FOREIGN> 0 0 0
<ALLOWANCE-UNALLOCATED> 651,000 751 751