EXHIBIT 23.1 ------------ INDEPENDENT AUDITORS' CONSENT We consent to the incorporation by reference in Registration Statements No. 33- 92636, No. 33-99378, No. 333-47473, and No. 333-66829 of The PMI Group, Inc. (the "Company") on Form S-8 and Registration Statements No. 333-48035, and No. 333-67125 of the Company on Form S-3 and Registration Statement No. 333-29777 of the Company on Form S-4 of our reports dated January 20, 1999 appearing in and incorporated by reference in this Annual Report on Form 10-K of the Company for the year ended December 31, 1998. /s/ Deloitte & Touche LLP San Francisco, California March 26, 1999 57