CONSENT OF
                             KIRKPATRICK & LOCKHART

     We hereby consent to the reference to our firm under the caption "Legal
Matters" in Part I of the Pre-Effective Amendment No. I to Form S-6 Registration
Statement of Conseco Variable Insurance Company Separate Account L, as
registrant, and Conseco Variable Insurance Company, as depositor, File No.
333-53462.

                                                     KIRKPATRICK & LOCKHART, LLP




Washington, D.C.
May 29, 2001