SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549


                                    FORM 8-K
                                 CURRENT REPORT


                         PURSUANT TO SECTION 13 OR 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934

                        Date of Report: November 18, 2003
                        (Date of earliest event reported)

                            FRONT PORCH DIGITAL INC.
- --------------------------------------------------------------------------------
             (Exact name of Registrant as specified in its charter)


                                     Nevada
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                 (State or other jurisdiction of incorporation)

       333-16031                                                 86-0793960
- --------------------------                                   ------------------
  (Commission File No.)                                      (I.R.S. Employer
                                                             Identification No.)


           20000 Horizon Way, Suite 120, Mt. Laurel, New Jersey 08054
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               (Address of Principal Executive Offices) (Zip Code)


                                 (856) 439-9950
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              (Registrant's telephone number, including area code)


                                       N/A
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          (Former Name or Former Address, if Changed Since Last Report)





ITEM 12.   RESULTS OF OPERATIONS AND FINANCIAL CONDITION

         On November 18, 2003, Front Porch Digital Inc. (the "Company") issued a
press release announcing its financial results for the third quarter of 2003. A
copy of the press release is attached hereto as Exhibit 99.1.

         In connection with the foregoing, the Company hereby furnishes the
following exhibits pursuant to Item 12 of Form 8-K:

              EXHIBIT NUMBER       EXHIBIT TITLE
              --------------       -------------

                  99.1             Press release of Front Porch Digital Inc.
                                   dated November 18, 2003 relating to
                                   results of operations for the three- and
                                   nine-month periods ended September 30,
                                   2003.

         The information included in this Current Report on Form 8-K (including
the exhibits hereto) is being furnished under Item 12, "Results of Operations
and Financial Condition." As such, the information (including the exhibits)
herein shall not be deemed to be "filed" for the purposes of Section 18 of the
Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise
subject to the liabilities of that Section, nor shall it be incorporated by
reference into a filing under the Securities Act of 1933, as amended, or the
Exchange Act, except as shall be expressly set forth by specific reference in
such a filing. This Current Report (including the exhibits hereto) will not be
deemed an admission as to the materiality of any information required to be
disclosed solely to satisfy the requirements of Regulation FD.
















                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended, the registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.

                                     FRONT PORCH DIGITAL INC.


Date:  November 19, 2003             By: /s/ MATTHEW RICHMAN
                                         -------------------------------------
                                         Matthew Richman
                                         Chief Financial Officer and Treasurer






                                  EXHIBIT INDEX

         EXHIBIT NUMBER       EXHIBIT TITLE
         --------------       -------------

                  99.1        Press release of Front Porch Digital Inc. dated
                              November 18, 2003 relating to results of
                              operations for the three- and nine-month periods
                              ended September 30, 2003.