SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 of 15(d) of The Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 14, 2004 SURETY HOLDINGS CORP. (exact name of registrant as specified in its charter) DELAWARE 000-32311 52-2229054 - ------------ ------------- ---------------- (State or other (Commission (IRS Employer jurisdiction of File No.) ID No.) of incorporation) 4400 ROUTE 9 SOUTH FREEHOLD, NEW JERSEY 07728 --------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: 732-409-0113 ITEM 5. On July 14, 2004, Surety Holdings Corp. filed with the United States Securities and Exchange Commission Form 15 seeking to suspend its duty to file reports under Sections 13 and 15(d) and terminate registration of its securities under Section 12g of the Securities Exchange act of 1934. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. SURETY HOLDINGS CORP. By: /s/ HOWARD R. KNAPP ------------------- HOWARD R. KNAPP President, and Chief Executive Officer Dated: July 14, 2004