Filed pursuant to Rule 424(b)(5) File No. 333-123441 Pricing Supplement No. 6 dated May 31, 2005. (To Prospectus dated April 15, 2005 and Prospectus Supplement dated May 5, 2005) This Pricing Supplement consists of 2 pages. Hartford Life Insurance Company Depositor Fixed Rate IncomeNotes(sm) Issued through Hartford Life Global Funding Trust 2005-066 4.50% Callable Notes due December 15, 2010 The description in this pricing supplement of the particular terms of the 4.50% IncomeNotes(sm) offered hereby and the Funding Agreement sold by Hartford Life Insurance Company to the Trust specified herein supplements the description of the general terms and provisions of the notes and the funding agreements set forth in the accompanying prospectus and prospectus supplement, to which reference is hereby made. PROVISIONS RELATING TO THE NOTES Principal Amount: $1,919,000.00 Interest Rate: 4.50% Price to Public: 100% Issuance Date: June 3, 2005 Net Proceeds to Trust: $1,898,851.00 Stated Maturity Date: December 15, 2010 Agent's Discount: 1.05% Initial Interest Payment Date: December 15, 2005 CUSIP Number: 41659FDJ0 Interest Payment Frequency: Semi-Annually Day Count Convention: 30/360 Regular Record Dates: 15 days prior to any Interest Payment Date. Optional Redemption: Yes [X] No [_] The Survivor's Option [X] is [_] is not Optional Redemption Date: June 15, 2007 available or any Interest Annual Put Limitation: $1 million or 1% Payment Individual Put Limitation: $250,000 Date thereafter. Trust Put Limitation: N/A Initial Redemption Percentage: 100% Authorized Denominations: $1,000 integral Annual Percentage Reduction: N/A amounts. Redemption may be: [X] In whole only. [_] In whole or in part. Securities Exchange Listing: None. Special Tax Considerations: None. Other Provisions Relating to the Notes: None. 1 Agents: Bear, Stearns & Co. Inc., A.G. Edwards & Sons, Inc., Banc of America Securities LLC, Charles Schwab & Co., Inc., Citigroup, HSBC, JPMorgan, Merrill Lynch & Co., Morgan Stanley, Raymond James, RBC Dain Rauscher, Inc., Scott & Stringfellow, Inc., UBS Financial Services, Inc., Wachovia Securities, WM Financial Services INFORMATION RELATING TO THE FUNDING AGREEMENT Funding Agreement Provider: Hartford Life Insurance Company Funding Agreement: FA-405066 Interest Rate: 4.50% Contract Payment: $1,919,015.00 Effective Date: June 3, 2005 Deposit Amount: $1,898,866.00 Stated Maturity Date: December 15, (if different from Contract Payment) 2010 Day Count Convention: 30/360 Initial Interest Payment Date: December 15, 2005 Special Tax Considerations: None. Interest Payment Frequency: Semi-Annually Optional Redemption: Yes [X] No [_] Survivor Option: Under the Funding Optional Redemption Date: June 15, 2007 or Agreement, Hartford Life Insurance any Interest Company [X] is [_] is not required to Payment Date provide the Trust with amounts it needs thereafter. to honor valid exercises of the Initial Redemption Percentage: 100% Survivor's Option. Annual Percentage Reduction: N/A Other Provisions Relating to the Funding Redemption may be: [X] In whole only. Agreement: None. [_] In whole or in part. Note: The Opinion regarding the enforceability of the Funding Agreement and the related Consent of Counsel for Hartford Life Insurance Company is given by Richard J. Wirth, Assistant Vice President & Senior Counsel. INFORMATION PERTAINING TO THE RATINGS OF THE NOTES AND THE FUNDING AGREEMENT It is anticipated that, as of June 3, 2005, the Notes will be rated by the indicated rating agencies as follows: Standard & Poor's: AA- Moody's: Aa3 A.M. Best: aa- Fitch: AA The Moody's rating also extends to the Program under which the Notes are issued. It is anticipated that, as of June 3, 2005, the Funding Agreement will be rated by the indicated rating agencies as follows: Standard & Poor's: AA- Moody's: Aa3 A.M. Best: aa- Fitch: AA 2