Filed pursuant to Rule 424(b)(5
File No. 333-123441
Pricing Supplement No. 13 dated June 13, 2005.
(To Prospectus dated April 15, 2005 and Prospectus
Supplement dated May 5, 2005)
This Pricing Supplement consists of 2 pages.
Hartford Life Insurance Company
Depositor
Fixed Rate IncomeNotes(sm)
Issued through
Hartford Life Global Funding Trust 2005-073
4.50% Callable Notes due June 15, 2012
The description in this pricing supplement of the particular terms of the 4.50%
IncomeNotessm offered hereby and the Funding Agreement sold by Hartford Life
Insurance Company to the Trust specified herein supplements the description of
the general terms and provisions of the notes and the funding agreements set
forth in the accompanying prospectus and prospectus supplement, to which
reference is hereby made.
PROVISIONS RELATING TO THE NOTES
Principal Amount: $2,769,000.00 Interest Rate: 4.50%
Price to Public: 100% Issuance Date: June 16, 2005
Net Proceeds to Trust: $2,734,388.00 Stated Maturity Date: June 15, 2012
Agent's Discount: 1.25% Initial Interest Payment Date: July 15, 2005
CUSIP Number: 41659FDR2 Interest Payment Frequency: Monthly
Day Count Convention: 30/360 Regular Record Dates: 15 days prior to
any Interest Payment Date.
Optional Redemption: Yes [X] No [ ] The Survivor's Option [X] is [ ] is not
Optional Redemption Date: available
June 15, 2007 or any Interest Payment Annual Put Limitation: $1 million or 1%
Date thereafter. Individual Put Limitation: $250,000
Initial Redemption Percentage: 100% Trust Put Limitation: N/A
Annual Percentage Reduction: N/A
Redemption may be: [X] In whole only.
[ ] whole or in part. Authorized Denominations: $1,000 integral
amounts.
Securities Exchange Listing: None. Special Tax Considerations: None.
Other Provisions Relating to the Notes: None.
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Agents : Bear, Stearns & Co. Inc., A.G. Edwards & Sons, Inc., Banc of America
Securities LLC, Charles Schwab & Co., Inc., Citigroup, HSBC, JPMorgan, Merrill
Lynch & Co., Morgan Stanley, Raymond James, RBC Dain Rauscher, Inc., Scott &
Stringfellow, Inc., UBS Financial Services, Inc., Wachovia Securities, WM
Financial Services
INFORMATION RELATING TO THE FUNDING AGREEMENT
Funding Agreement Provider: Hartford Life Insurance Company
Funding Agreement: FA-405073 Interest Rate: 4.50%
Contract Payment: $2,769,015.00 Effective Date: June 16, 2005
Deposit Amount : $2,734,403.00 Stated Maturity Date: June 15, 2012
(if different from Contract Payment)
Day Count Convention: 30/360 Initial Interest Payment Date: July 15, 2005
Special Tax Considerations: None. Interest Payment Frequency:
Monthly
Optional Redemption: Yes [X] No [ ] Survivor Option: Under the Funding
Optional Redemption Date: June 15, 2007 or Agreement, Hartford Life Insurance
any Interest Payment Date thereafter. Company [X] is [ ] is not required to
Initial Redemption Percentage: 100% provide the Trust with amounts it needs
to honor valid exercises of the
Annual Percentage Reduction: N/A Survivor's Option.
Redemption may be: [X] In whole only.
[ ] In whole or in part. Other Provisions Relating to the Funding
Agreement: None.
Note: The Opinion regarding the enforceability of the Funding Agreement and the
related Consent of Counsel for Hartford Life Insurance Company is given by
Richard J. Wirth, Assistant Vice President & Senior Counsel.
INFORMATION PERTAINING TO THE RATINGS OF THE NOTES AND THE
FUNDING AGREEMENT
It is anticipated that, as of June 16, 2005, the Notes will be rated by the
indicated rating agencies as follows:
Standard & Poor's: AA- Moody's: Aa3
A.M. Best: aa- Fitch: AA
The Moody's rating also extends to the Program under which the Notes are issued.
It is anticipated that, as of June 16, 2005, the Funding Agreement will be rated
by the indicated rating agencies as follows:
Standard & Poor's: AA- Moody's: Aa3
A.M. Best: aa- Fitch: AA
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