Filed pursuant to Rule 424(b)(5)
File No. 333-123441
Pricing Supplement No. 30 dated July 25, 2005.
(To Prospectus dated April 15, 2005 and Prospectus
Supplement dated May 5, 2005)
This Pricing Supplement consists of 2 pages.
Hartford Life Insurance Company
Depositor
Fixed Rate IncomeNotes(sm)
Issued through
Hartford Life Global Funding Trust 2005-090
5.00% Callable Notes due July 15, 2014
The description in this pricing supplement of the particular terms of the 5.00%
IncomeNotes(sm) offered hereby and the Funding Agreement sold by Hartford Life
Insurance Company to the Trust specified herein supplements the description of
the general terms and provisions of the notes and the funding agreements set
forth in the accompanying prospectus and prospectus supplement, to which
reference is hereby made.
PROVISIONS RELATING TO THE NOTES
Principal Amount: $3,265,000.00 Interest Rate: 5.00%
Price to Public: 100% Issuance Date: July 28, 2005
Net Proceeds to Trust: $3,217,658.00 Stated Maturity Date: July 15, 2014
Agent's Discount: 1.45% Initial Interest Payment Date: January 15, 2006
CUSIP Number: 41659FEK6 Interest Payment Frequency: Semi-Annually
Day Count Convention: 30/360 Regular Record Dates: 15 days prior to any Interest Payment
Date.
Optional Redemption: Yes [X] No [ ] The Survivor's Option [X] is [ ] is not available
Optional Redemption Date: July 15, 2007 Annual Put Limitation: $1 million or 1%
or any Interest Payment Date thereafter. Individual Put Limitation: $250,000
Initial Redemption Percentage: 100% Trust Put Limitation: N/A
Annual Percentage Reduction: N/A
Redemption may be: [X] In whole only. Authorized Denominations: $1,000 integral amounts.
[ ] In whole or in part.
Securities Exchange Listing: None. Special Tax Considerations: None.
Other Provisions Relating
to the Notes: None.
1
Agents : Bear, Stearns & Co. Inc., A.G. Edwards & Sons, Inc., Banc of America
Securities LLC, Charles Schwab & Co., Inc., Citigroup, HSBC, JPMorgan, Merrill
Lynch & Co., Morgan Stanley, Raymond James, RBC Dain Rauscher, Inc., Scott &
Stringfellow, Inc., UBS Financial Services, Inc., Wachovia Securities, WM
Financial Services
INFORMATION RELATING TO THE FUNDING AGREEMENT
Funding Agreement Provider: Hartford Life Insurance Company
Funding Agreement: FA-405090 Interest Rate: 5.00%
Contract Payment: $3,265,015.00 Effective Date: July 28, 2005
Deposit Amount : $3,217,673.00 Stated Maturity Date: July 15, 2014
(if different from Contract Payment)
Day Count Convention: 30/360 Initial Interest Payment Date: January 15, 2006
Special Tax Considerations: None. Interest Payment Frequency: Semi-Annually
Optional Redemption: Yes [X] No [ ] Survivor Option: Under the Funding Agreement, Hartford
Optional Redemption Date: July 15, 2007 or any Interest Life Insurance Company [X] is [ ] is not required to
Payment Date thereafter. provide the Trust with amounts it needs to honor valid
Initial Redemption Percentage: 100% exercises of the Survivor's Option.
Annual Percentage Reduction: N/A Other Provisions Relating to the Funding
Redemption may be: [X] In whole only. Agreement: None.
[ ] In whole or in part.
Note: The Opinion regarding the enforceability of the Funding Agreement and the
related Consent of Counsel for Hartford Life Insurance Company is given by
Richard J. Wirth, Assistant Vice President & Senior Counsel.
INFORMATION PERTAINING TO THE RATINGS OF THE NOTES AND THE FUNDING AGREEMENT
It is anticipated that, as of July 28, 2005, the Notes will be rated by the
indicated rating agencies as follows:
Standard & Poor's: AA- Moody's: Aa3
A.M. Best: aa- Fitch: AA
The Moody's rating also extends to the Program under which the Notes are issued.
It is anticipated that, as of July 28, 2005, the Funding Agreement will be rated
by the indicated rating agencies as follows:
Standard & Poor's: AA- Moody's: Aa3
A.M. Best: aa- Fitch: AA