UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) April 7, 2006
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Hartford Life Insurance Company
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(Exact name of registrant as specified in its charter)
Connecticut 001-32293 06-0975158
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
200 Hopmeadow Street
Simsbury, Connecticut 06089
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(Address and Zip Code of principal executive offices)
Registrant's telephone number, including area code: (860) 547-5000
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Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
___Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
___Soliciting material pursuant to Rule 14a-12 under the Exchange Act of (17 CFR
240.14a-12)
___Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
___Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
ITEM 8.01. OTHER EVENTS
The following table is incorporated by reference into, and replaces, in
its entirety, the table appearing on page 13 of (i) the prospectus included in
Hartford Life Insurance Company's Registration Statement on Form S-3
(Registration Statement No. 333-130089), as amended (the "Registration
Statement"), (ii) the prospectus, dated April 3, 2006, relating to Hartford Life
Secured IncomeNotes(SM) registered on the Registration Statement as filed with
the Securities and Exchange Commission pursuant to Rule 424(b)(3) of the
Securities Act of 1933, as amended, and (iii) the prospectus, dated April 3,
2006, relating to Hartford Life Secured Medium-Term Notes registered on the
Registration Statement as filed with the Securities and Exchange Commission
pursuant to Rule 424(b)(3) of the Securities Act of 1933, as amended.
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YTD YTD YTD YTD YTD
(IN MILLIONS) 12/31/05 12/31/04 12/31/03 12/31/02 12/31/01
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EARNINGS $1,116 $1,012 $794 $428 $696
ADD:
FIXED CHARGES
Interest expense - - - - -
Interest factor attributable to rentals 5 6 6 7 6
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TOTAL FIXED CHARGES 5 6 6 7 6
Interest credited to contractholders 1,679 1,658 1,055 974 939
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TOTAL FIXED CHARGES INCLUDING INTEREST CREDITED TO
CONTRACTHOLDERS 1,684 1,664 1,061 981 945
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EARNINGS, AS DEFINED 1,121 1,018 800 435 702
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EARNINGS, AS DEFINED, INCLUDING INTEREST CREDITED
TO CONTRACTHOLDERS 2,800 2,676 1,855 1,409 1,641
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FIXED CHARGES
Fixed charges above 5 6 6 7 6
Dividends on subsidiary preferred stock - - - - -
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TOTAL FIXED CHARGES AND PREFERRED DIVIDEND
REQUIREMENTS 5 6 6 7 6
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TOTAL FIXED CHARGES, INTEREST CREDITED TO
CONTRACTHOLDERS AND PREFERRED DIVIDEND
REQUIREMENTS $1,684 $1,664 $1,061 $981 $945
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RATIOS
Earnings, as defined, to total fixed charges 224.2 169.7 133.3 62.1 117.0
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Earnings, as defined, to total fixed charges
and preferred dividend requirements 224.2 169.7 133.3 62.1 117.0
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Earnings, as defined, including interest
credited to contractholders, to total fixed
charges including interest credited to
contractholders 1.7 1.6 1.7 1.4 1.7
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Earnings, as defined, including interest credited to
contractholders, to total fixed charges including
interest credited to contractholders and
preferred dividend requirements 1.7 1.6 1.7 1.4 1.7
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ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS
The following document is filed with reference to and is hereby
incorporated by reference into the Registration Statement.
(d) Exhibits
Exhibit No. Exhibit Name
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Exhibit 12 Computation of Ratios of Earnings to Fixed Charges
and Earnings to Combined Fixed Charges and Preferred
Stock Dividends.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Hartford Life Insurance Company
(Registrant)
Date: April 7, 2006 By: /s/ Ernest M. McNeill, Jr.
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Name: Ernest M. McNeill, Jr.
Title: Senior Vice President & Chief
Accounting Officer
EXHIBIT INDEX
Exhibit No. Exhibit Name
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Exhibit 12 Computation of Ratios of Earnings to Fixed Charges
and Earnings to Combined Fixed Charges and Preferred
Stock Dividends.