Filed pursuant to Rule 424(b)(3) Registration No. 333-130089 HARTFORD LIFE INSURANCE COMPANY (Sponsor and Depositor) HARTFORD LIFE GLOBAL FUNDING TRUSTS (Issuing Entities) PROSPECTUS SUPPLEMENT DATED APRIL 7, 2006 TO THE PROSPECTUS DATED APRIL 3, 2006 This prospectus supplement should be read in conjunction with the prospectus dated April 3, 2006 (the "Prospectus"), including any amendments or supplements thereto, including the prospectus supplement dated April 3, 2006 relating to Hartford Life Secured IncomeNotes(sm). The table below replaces, in its entirety, the table appearing on page 13 of the Prospectus: COMPUTATION OF RATIOS OF EARNINGS TO FIXED CHARGES AND EARNINGS TO COMBINED FIXED CHARGES AND PREFERRED STOCK DIVIDENDS -------------------------------------------------------------------- YTD YTD YTD YTD YTD (IN MILLIONS) 12/31/05 12/31/04 12/31/03 12/31/02 12/31/01 - -------------------------------------------------------------------------------------------------------------------------- - -------------------------------------------------------------------------------------------------------------------------- EARNINGS $1,116 $1,012 $794 $428 $696 ADD: FIXED CHARGES Interest expense - - - - - Interest factor attributable to rentals 5 6 6 7 6 - -------------------------------------------------------------------------------------------------------------------------- TOTAL FIXED CHARGES 5 6 6 7 6 Interest credited to contractholders 1,679 1,658 1,055 974 939 - -------------------------------------------------------------------------------------------------------------------------- TOTAL FIXED CHARGES INCLUDING INTEREST CREDITED TO CONTRACTHOLDERS 1,684 1,664 1,061 981 945 - -------------------------------------------------------------------------------------------------------------------------- EARNINGS, AS DEFINED 1,121 1,018 800 435 702 - -------------------------------------------------------------------------------------------------------------------------- EARNINGS, AS DEFINED, INCLUDING INTEREST CREDITED TO CONTRACTHOLDERS 2,800 2,676 1,855 1,409 1,641 - -------------------------------------------------------------------------------------------------------------------------- FIXED CHARGES Fixed charges above 5 6 6 7 6 Dividends on subsidiary preferred stock - - - - - - -------------------------------------------------------------------------------------------------------------------------- TOTAL FIXED CHARGES AND PREFERRED DIVIDEND REQUIREMENTS 5 6 6 7 6 - -------------------------------------------------------------------------------------------------------------------------- TOTAL FIXED CHARGES, INTEREST CREDITED TO CONTRACTHOLDERS AND PREFERRED DIVIDEND REQUIREMENTS $1,684 $1,664 $1,061 $981 $945 - -------------------------------------------------------------------------------------------------------------------------- RATIOS Earnings, as defined, to total fixed charges 224.2 169.7 133.3 62.1 117.0 - -------------------------------------------------------------------------------------------------------------------------- Earnings, as defined, to total fixed charges and preferred dividend requirements 224.2 169.7 133.3 62.1 117.0 - -------------------------------------------------------------------------------------------------------------------------- Earnings, as defined, including interest credited to contractholders, to total fixed charges including interest credited to contractholders 1.7 1.6 1.7 1.4 1.7 - -------------------------------------------------------------------------------------------------------------------------- Earnings, as defined, including interest credited to contractholders, to total fixed charges including interest credited to contractholders and preferred dividend requirements 1.7 1.6 1.7 1.4 1.7 - -------------------------------------------------------------------------------------------------------------------------- HV-5969 333-130089 Prospectus Supplement dated April 7, 2006