Exhibit 23(b).

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in this Post-Effective Amendment
No. 4 to Registration Statement No. 333-126255 on Form S-1 our reports on the
consolidated financial statements and consolidated financial statement schedules
of The Travelers Life and Annuity Company and subsidiaries and The Travelers
Insurance Company and subsidiaries, respectively(the "Companies") dated March
29, 2006, (which reports express unqualified opinions and include explanatory
paragraphs referring to the acquisition of the Companies by MetLife Inc. on July
1, 2005 and the application of the purchase method of accounting to the assets
and liabilities of the Companies as required by the U.S. Securities and Exchange
Commission Staff Accounting Bulletin 5.J., Push Down Basis of Accounting
Required in Certain Limited Circumstances and such assets and liabilities were
measured at their fair values as of the acquisition date in conformity with
Statement of Financial Accounting Standards No.141, Business Combinations)
appearing in the Annual Reports on Forms 10-K of the Companies for the year
ended December 31, 2005, and to the reference to us under the heading "Experts"
in the Prospectus, which is part of such Registration Statement.

/s/ DELOITTE & TOUCHE LLP

New York, New York
April 20, 2006