Exhibit 23(b).


CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in this Post-Effective Amendment
No. 4 to Registration Statement No. 333-83076 our reports on the consolidated
financial statements and consolidated financial statement schedules of The
Travelers Life and Annuity Company and subsidiaries and The Travelers Insurance
Company and subsidiaries, respectively (the "Companies") dated March 29, 2006,
(which reports express unqualified opinions and include explanatory paragraphs
referring to the acquisition of the Companies by MetLife Inc. on July 1, 2005
and the application of the purchase method of accounting to the assets and
liabilities of the Companies as required by the U.S. Securities and Exchange
Commission Staff Accounting Bulletin 5.J., PUSH DOWN BASIS OF ACCOUNTING
REQUIRED IN CERTAIN LIMITED CIRCUMSTANCES and such assets and liabilities were
measured at their fair values as of the acquisition date in conformity with
Statement of Financial Accounting Standards No.141, BUSINESS COMBINATIONS)
appearing in the Annual Reports on Forms 10-K of the Companies for the year
ended December 31, 2005, and to the reference to us under the heading "Experts"
in the Prospectus, which is part of such Registration Statement.

/s/ DELOITTE & TOUCHE LLP

New York, New York
April 20, 2006