================================================================================ - -------------------------------------------------------------------------------- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): AUGUST 7, 2006 HARTFORD LIFE INSURANCE COMPANY (Exact name of registrant as specified in its charter) CONNECTICUT 001-32293 06-0974148 (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation) Identification No.) 200 HOPMEADOW STREET SIMSBURY, CONNECTICUT 06089 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (860) 547-5000 ---------------------------------------- Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: |_| Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |_| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |_| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) - -------------------------------------------------------------------------------- ================================================================================ - -------------------------------------------------------------------------------- ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS The following documents are filed with reference to and are hereby incorporated by reference into the Registration Statement on Form S-3 (File No. 333-130089) as declared effective by the Commission on March 31, 2006 (the "Registration Statement"). (c) Exhibits EXHIBIT NUMBER DESCRIPTION ------ ----------- Exhibit 5.1 Opinion of Sidley Austin LLP. Exhibit 5.2 Opinion of Counsel of Hartford Life Insurance Company. Exhibit 8 Opinion of Sidley Austin LLP. Consent 23.1 Consent of Sidley Austin LLP (included in Exhibit 5.1 and Exhibit 8). Consent 23.2 Consent of Counsel of Hartford Life Insurance Company (included in Exhibit 5.2). SIGNATURES PURSUANT TO THE REQUIREMENTS OF THE SECURITIES EXCHANGE ACT OF 1934, THE REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON ITS BEHALF BY THE UNDERSIGNED HEREUNTO DULY AUTHORIZED. HARTFORD LIFE INSURANCE COMPANY (REGISTRANT) DATE: AUGUST 7, 2006 BY: /s/ JEFFREY L. JOHNSON ---------------------------------- Name: Jeffrey L. Johnson Title: Assistant Vice President - -------------------------------------------------------------------------------- EXHIBIT INDEX EXHIBIT NUMBER DESCRIPTION ------ ----------- Exhibit 5.1 Opinion of Sidley Austin LLP. Exhibit 5.2 Opinion of Counsel of Hartford Life Insurance Company. Exhibit 8 Opinion of Sidley Austin LLP. Consent 23.1 Consent of Sidley Austin LLP (included in Exhibit 5.1 and Exhibit 8). Consent 23.2 Consent of Counsel of Hartford Life Insurance Company (included in Exhibit 5.2).